First home buyers

Homefree Mortgages can help make owning your first home a reality.

First home buyers can face some intimidating questions when considering entering the property market:

How much can I afford to spend on my first home?

What type of property should I buy?

How do I manage the mortgage repayments?

How can I fit all of this into my busy schedule?

Homefree Mortgages takes the stress out of purchasing your first home by providing a trusted and reliable representative to answer your questions and:

• meet with you to discuss your personal situation and needs,
• provide a selection of products from a variety of lenders that allows you to make an informed decision,
• help you decide on a suitable loan product, from one of our 30 residential lenders,
• explain in detail what is required of you and what costs will be involved in the process. This includes stamp duty, conveyancing and fees,
• complete all the necessary documentation on your behalf,
• submit and monitor your application,
• be available to answer all your questions at any stage of the loan application,
• provide ongoing post-settlement support and advice,
• ensure that arranging your finance is simple and straight-forward,
• advise you on government grants (FHOG) and your eligibility to apply. If applicable, we organise this all for you. (See below for some guidelines on the First Home Owners Grant).

Homefree's finance brokers specialise in making you feel comfortable and informed and do all the heavy lifting so you can concentrate on the excitement of owning your first home.

If you answer YES to all of the questions below, you may be eligible to claim the First Home Owners Grant.

Are you an Australian citizen or permanent resident?

Are you buying or building your first home in Australia?

Do you intend to occupy the home as your principal place of residence within 12 months of the settlement?

Is this the first time you have applied for the FHOG?

• The FHOG is not payable for existing homes, although you may be eligible for a stamp duty reduction.
• The FHOG is subject to change, so please ask your experienced Homefree Mortgages broker for the latest updates when you visit for your free, no obligation consultation.